Cleaning Public Liability Insurance Checklist (New Zealand)

This Cleaning Public Liability Insurance Checklist is designed for cleaning businesses in New Zealand to ensure they have the necessary insurance coverage before undertaking various cleaning jobs. It serves as a practical tool to confirm that your business has suitable public/general liability protection tailored to the specific work being performed, the sites being accessed, and the chemicals and equipment being used.

The checklist includes sections for recording policy details, matching client contract requirements, reviewing coverage for different cleaning activities, and verifying subcontractor insurance. Key areas to assess include the insured legal name, policy type, limits of indemnity, and exclusions. Additionally, it emphasizes the importance of confirming coverage with a licensed insurance broker/adviser before relying on a policy for contracts. This thorough approach helps mitigate risks and ensures compliance with client expectations and legal obligations.