Cleaning Public Liability Insurance Checklist (South Africa)

This checklist is designed for cleaning business owners in South Africa to ensure they have the appropriate public liability insurance coverage before taking on new jobs. It covers essential aspects such as verifying the insured legal name, policy type, limits of indemnity, and ensuring compliance with client contract requirements. Key features include: • A fast suitability score to evaluate risk levels before proceeding with a job. • A detailed review of client contracts against insurance policy gaps, ensuring that all necessary coverage is in place. • A cleaning activity coverage matrix to confirm that specific cleaning tasks are adequately insured. • Guidelines for subcontractor insurance verification and site-specific liability controls to mitigate risks during operations. This operational template is not legal advice; it's crucial for business owners to consult with a licensed broker for clarity on their insurance policies.