Cleaning Public Liability Insurance Checklist (UK)

This checklist is designed for UK cleaning business owners to verify that their public liability insurance aligns with their contracts and the specific risks associated with their cleaning services. It is essential to use this checklist before quoting new contracts, renewing policies, or sending cleaners to client sites. The checklist covers various aspects, including:

• Policy Snapshot: Document key details about the insurance provider, policy number, and coverage types. • Client Contract Requirements: Ensure that insurance policies meet client demands for coverage limits and specific insurance types. • Cleaning Activity Coverage: Confirm that the insurance covers all cleaning activities performed, especially higher-risk tasks. • Exclusion and Condition Review: Identify any exclusions in the policy that could affect coverage. • Insurance Evidence Pack: Prepare all necessary documentation to provide clients with proof of insurance. • Subcontractor Insurance Verification: Check that subcontractors have appropriate insurance coverage. • Site Risk Controls: Implement safety measures to minimize risk before starting work.

This template serves as a practical guide and should be used in conjunction with advice from a regulated broker or insurer.