Cleaning Public Liability Insurance Checklist (USA)

This checklist is designed for cleaning business owners to verify that their public liability insurance aligns with the services they offer and the requirements of their contracts. It covers key areas such as: • Policy Snapshot: Ensure the insurance policy details match the business entity and contract requirements. • Client Contract Requirement Match: Confirm that the insurance meets client demands for coverage limits and additional insured status. • Cleaning Activity Coverage Check: Verify that the policy covers all cleaning activities performed, from residential to commercial cleaning. • High-Risk Exclusion Review: Identify any exclusions in the policy that may affect coverage for specific tasks or locations. • Certificate of Insurance (COI) Checklist: Ensure the COI accurately reflects the necessary coverage before sending it to clients. • Site-Specific Risk Controls: Implement measures to minimize risks before starting work. This checklist is a vital tool for maintaining compliance and protecting your business.